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🏠 Home Insurance Calculator
Estimate your homeowners insurance costs.
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💡 Save Money: Bundle with auto insurance, install security systems, raise your deductible, or improve your credit score.
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Understanding Homeowners Insurance
Homeowners insurance protects your home, belongings, and liability. Most policies cover dwelling damage, personal property, liability claims, and additional living expenses if your home becomes uninhabitable.
What Affects Your Premium?
- Home value and rebuild cost: Higher values mean higher premiums
- Location: Areas prone to natural disasters cost more
- Deductible: Higher deductibles lower your premium
- Home age and condition: Older homes typically cost more to insure
- Security features: Alarms and security systems can lower rates